Payment Information

Shopping Online

How do I pay for my order?

You can pay for your order with a Visa Card, Master Card, AMEX, PayPal, zipPayAfterpay and / or Spotlight Gift Card.

Can I use my gift card and a credit card to pay for an order?

Yes, you can use a gift card to pay for part of your order and then pay the balance on a credit card.

What currency is used on this site?

All orders are calculated in Australian Dollars (AUD).

What should I do if my credit card has been declined?

If your credit card has been declined, it's best to talk to your local bank. If they can't help you please contact us.

Is it safe to enter my credit card details online?

Yes. Spotlight is compliant the industry standard for protection of personal information (PCI).

Any of our pages which require you to enter personal details are encrypted using Secure Socket Layering (SSL) technology, which protects the information as it is sent to us from your computer. Any page which is secured with SSL can be identified by checking the URL. If it says 'https' rather than the standard 'http' then it is a secure webpage. This system is used by all reputable online shopping sites. In the event of unauthorised use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

Can I pay using PayPal?

We are able to offer purchase with PayPal. Refunds for purchases made with PayPal will be refunded to the credit card linked in your PayPal account or a Spotlight Gift Card. (Gift Cards purchased after 31st March 2018 are valid for 3 years.)

Can I pay using AMEX?

From Feb 1st, 2021 we are now able to offer payment with AMEX.

Can I use BPay?

BPay is currently not available at this time.

Can I pay using zipPay?

Yes, you can own it now and pay later with zipPay. Learn more about this online payment method here.

Are there any exclusions to what can be purchased with zipPay?

Gift cards and instore only products cannot be purchased with zipPay..

Can I pay using Afterpay?

Yes, you can shop now and pay overtime with Afterpay. Learn more about this payment method here.

Can I order online if I don't have a credit card?

Yes, if you have Spotlight gift card with a value equal to or exceeding the total value of your order including any delivery fee that may be payable.

Shopping In-Store

What are my in-store payment options?
  • Spotlight Gift and eGift Cards
  • EFTPOS including credit facilities Visa, MasterCard & AMEX
  • Cash


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